If Lia provides transportation for her client to their business lunch and the client closes the car door on her own hand, what type of coverage would this fall under?

In this scenario, the situation revolves around an event that occurs while Lia is providing transportation to her client. The client accidentally closes the car door on Lia's hand, which results in an injury to Lia. The appropriate coverage in such a case would be medical payments coverage.

Medical payments coverage is specifically designed to cover medical expenses for injuries incurred in a vehicle accident, regardless of fault. This includes injuries sustained by the driver or passengers in the car. In this context, Lia would be seeking compensation for her medical bills due to the injury caused by her client's actions.

While liability coverage could potentially come into play if there were claims against Lia for an injury caused by her negligence, in this specific instance, since it pertains to Lia being injured while providing a service, medical payments coverage directly addresses her medical costs resulting from the incident.